Thursday, 25 August 2011

COMPUTER

A computer is a programmable machine designed to sequentially and automatically carry out a sequence of arithmetic or logical operations. The particular sequence of operations can be changed readily, allowing the computer to solve more than one kind of problem.

Conventionally a computer consists of some form of memory for data storage, at least one element that carries out arithmetic and logic operations, and a sequencing and control element that can change the order of operations based on the information that is stored. Peripheral devices allow information to be entered from an external source, and allow the results of operations to be sent out.

A computer's processing unit executes series of instructions that make it read, manipulate and then store data. Conditional instructions change the sequence of instructions as a function of the current state of the machine or its environment.

The first electronic computers were developed in the mid-20th century (1940–1945). Originally, they were the size of a large room, consuming as much power as several hundred modern personal computers (PCs).^[1]

Modern computers based on integrated circuits are millions to billions of times more capable than the early machines, and occupy a fraction of the space.^[2] Simple computers are small enough to fit into mobile devices, and mobile computers can be powered by smallbatteries. Personal computers in their various forms are icons of the Information Age and are what most people think of as "computers". However, the embedded computers found in many devices from mp3 players to fighter aircraft and from toys to industrial robots are the most numerous.

We are all familiar with what a computer is in a specific, contemporary sense. Personal computers are found in most aspects of daily life, and for some it is hard to even imagine a world without them. But the term computer means more than simply the Macs and PCs we are familiar with. A computer is, at its most basic, a machine which can take instructions, and perform computations based on those instructions.

It is the ability to take instructions — often known as programs in the parlance of computers — and execute them, that distinguishes a computer from a mechanical calculator. While both are able to make computations, a calculator responds simply to immediate input. In fact, most modern calculators are actually computers, with a number of pre-installed programs to help aid in complex tasks.

Computers range from the very small to the very large. Some are capable of doing millions of calculations in a single second, while others may take long periods of time to do even the most simple calculations. But theoretically, anything one computer is capable of doing, another computer will also be able to do. Given the right instructions, and sufficient memory, acomputer found in a wristwatch should be able to accomplish anything a supercomputer can — although it might take thousands of years for the wristwatch to complete the operation.

FINANCIAL

financial accounting

Definition

A field of accounting that treats money as a means of measuring economic performance instead of as a factor of production. It encompasses the entire system ofmonitoring and control of money as it flows in and out of an organization as assets and liabilities, and revenues andexpenses.

Financial accounting gathers and summarizes financial datato prepare financial reports such as balance sheet andincome statement for the organization's management,investors, lenders, suppliers, tax authorities, and otherstakeholders.

Financial Market

What Does Financial Market Mean?
Broad term describing any marketplace where buyers and sellers participate in the trade of assets such as equities, bonds, currencies and derivatives. Financial markets are typically defined by having transparent pricing, basic regulations on trading, costs and fees and market forces determining the prices of securities that trade.

Some financial markets only allow participants that meet certain criteria, which can be based on factors like the amount of money held, the investor’s geographical location, knowledge of the markets or the profession of the participant.

Investopedia explains Financial Market
Financial markets can be found in nearly every nation in the world. Some are very small, with only a few participants, while others – like the New York Stock Exchange (NYSE) and the forex markets – trade trillions of dollars daily.

Most financial markets have periods of heavy trading and demand for securities; in these periods, prices may rise above historical norms. The converse is also true – downturns may cause prices to fall past levels of intrinsic value, based on low levels of demand or other macroeconomic forces like tax rates, national production or employment levels.

Information transparency is important to increase the confidence of participants and therefore foster an efficient financial marketplace.

Career Counseling

Career Counseling: Online Program Review

The best career counseling you can get today is on the internet. It has changed my life, and the lives of many others as well. I once had a job which paid me very well, so I never gave career counseling a thought. Then the economy worldwide took a battering and I lost my job, and then my home. The debts piled up.

There is no such thing as job security anymore, even for those with university degrees. Do you realize how many graduates today are dead-broke and drowning in debt? The traditional education system never taught us how to succeed in life. Ditto on career counseling.

Do you have a guaranteed lifelong good income, and a successful life? The internet is a great place to seek creative career counseling, and it’s been helping me get the skills and tools necessary to live life more successfully. It’s been a scary ride, but also a very exciting and satisfying one, with the right career counseling.

Good career counseling can help you achieve the life of your dreams. Take control of how much money you make, and how you live!

For less than the price of a cup of coffee a day, you can learn thesuccess secrets of over 50 of the world’s most successful people. They’ll equip you with the right kind of knowledge and training to help you succeed in every area of your life, including your career, finances and personal life. You won’t find such unique career counseling elsewhere.

These inspiring minds come from many different fields, and they have helped literally millions of people achieve the life of their dreams. Their collective knowledge is delivered through an online learning program, through a series of bite-sized courses. It’s convenient career counseling designed for busy people.

Through this online life university program, you will discover various career options and learn concrete strategies and methods for achieving successful living and wholeness in every area of your life. This learning center is the most advanced, cutting edge,online learning resource on success ever released on the Internet. You won’t find such practical information, and such dynamic career counseling, anywhere else.

You can learn online from the comfort and privacy of your home. There are even audio and video-based courses to make learning easier and quicker. Really convenient career counseling.

In just 15 minutes a day, you can learn how to master important areas in your life. Get help on subjects like:

Motivation, Leadership, Sales, Networking, Relationships, Real Estate, Finances, Communication, and Health

It’s the best career counseling ever. There’s a special trial period offer. You can try out this university of success program for 14 days for just $2, which will be donated to ‘Feed the Children’, a non-profit organization providing humanitarian support world-wide

MONEY

Need Free Money?

We have all said I need money. But did you know you can make free cash by taking internet surveys and reading e-mails? Yes, you can make money online for free! These programs have been helping people in need of cash and money for years now. All you have to give is a few minutes of your time; you do not need to pay anything. So what have you got to lose? It is 100% completely free money. I have reviewed and rated many different survey companies.

Top Free Cash Sites Online

The following programs are the most reliable and recommended online cash survey sites (The survey lists are organized by country, so please scroll down until you find your country):

Programs for United States

PandaResearch - Rating: 10/10 (USA Only)

Panda Research is the #1 site hands-down, because not only do they pay you to take surveys but they pay you to read emails too! They are highest paying product survey company exclusive to the United States. They offer up to $75 per survey, and you can also earn 3¢ to 25¢ for each email you read. A $3 bonus is awarded when you join.

MindsPay - Rating: 9/10 (USA Only)

Minds Pay is a new site competing with Panda Research. The companies are very similar, and it's hard to say which one is better. Only time will tell, but I decided to rank Minds Pay as my #2 recommended site right now only because they are newer. However, this is definitely a site worth joining based on their large availability of surveys and generous payout amounts for completing each one.

VindaleResearch - Rating: 8/10 (USA Only)

Vindale Research is another great site to join if you are looking to earn some quick cash. Although they don't have a paid email program, their survey system is very solid and they pay you very fast.

Programs for United Kingdom

Toluna - Rating: 9/10 (UK Only)

Finally, a survey site made especially for the UK! If you live in the United Kingdom and need money fast, then this is the website for you. Just take a look at their easy surveys and see what we are talking about. Simple format, great payout, perfect program.

MySurvey - Rating: 8/10 (UK Only)

My Survey is a highly reputed research panel that operates in all of England, Wales, Scotland, and Northern Ireland. If you would like to express your opinions and get paid compensation for your time, then joining the MySurvey panel is highly recommended.

Programs for Canada

Toluna - Rating: 9/10 (Canada Only)

Same as the Toluna program described in the UK section above, but with special offers and surveys just for Canadian residents!

OpinionOutpost - Rating: 8/10 (Canada and USA)

Here is a second survey site for Canadians (USA can join too). Opinion Outpost has a wide variety of surveys from various companies. If you try them, I guarantee that you will be satisfied.

Programs for Australia

GlobalTestMarket - Rating: 9/10 (Australia Only)

Global Test Market is the premiere paid survey program for Aussies. Join for free, take surveys, and earn money!

International Programs

CashCrate - Rating: 8/10 (All Countries)

Cash Crate is possibly the most popular survey site in the world. The strength of this program is that they are open to residents of all countries. They consistently pay out fast every month. Especially great for people from the USA, Canada, United Kingdom, Australia, India, South Africa, and even other countries that most other survey sites don't allow. They also have games where you can win points and exchange them for great prizes. You also get $1 dollar for free when you join!

Still Need Cash?

If you do, here are some more outstanding sites to join for free. I know these sites are all very excellent, so please go ahead and try as many as you would like to. InboxPays is a good one for Americans. Keep in mind that a lot of these sites offer instant cash bonses just for signing up! That means you will have made money before you even start your surveys! Most importantly, have fun and enjoy the free cash!

Additional USA Programs

InboxPays - Rating: 7/10 (USA Only)

Inbox Pays is very special and exciting because in addition to the standard paid surveys and emails, they also pay you to play FREE GAMES online. It can't get much more unique and fun than that. You get paid $5 instantly as a free signup bonus, which is awesome too.

FusionCash - Rating: 7/10 (USA Only)

Fusion Cash is a loyalty program which rewards surfers for trying offers, taking surveys, and more. As an additional gift, you are awarded $5 to your account as soon as you complete you registration!

Survey4Profit - Rating: 6/10 (USA Only)

Get paid to work from the comfort of home. With Survey 4 Profit you will complete surveys for cash, coupons, and can get a chance to win prizes. I like their simple sign up sheet too.

GlobalSurveyGroup - Rating: 6/10 (USA Only)

Global Survey Group is an excellent site to win great prizes and cash! It is one of the top paid survey companies for residents of the United States. Currently they are offering their grand prize drawing for $100,000 in cash! You are entered into this raffle when you sign up.

SurveyPanelGroup - Rating: 6/10 (USA Only)

With the Survey Panel Group, you get paid for your opinion. Sign up and make free money by giving your opinion on well known products and services. The good thing about Survey Panel Group is that their surveys tend to be a lot shorter and quicker than other companies. They also tend to give out lots of extra prizes like vacations and TVs.

Blog | Forums | I Need Money

More free money sites coming soon!
We will keep adding more sites as long as people are telling us "I need cash" - (Last updated August 21, 2011)

Frequently Asked Questions (FAQs)

How much money can I earn doing surveys/watching commercials?

It all depends on how much time you are willing to spend and how fast you can complete surveys. For example, a typical user who spends an hour a day doing online surveys can easily earn hundreds of dollars in a month. Others are successfully making free money on the internet, and there is no reason you can't do it too.

Is it really free to join these sites?

There are no fees to use these sites. They are 100% free. In fact, no credit card or bank account information is required.

Are these programs legal?

Yes, these sites are 100% legal.

What these sites offer sound too good to be true. Are they scams?

No. These sites really do pay you free cash. The money comes from advertisers. I only endorse survey companies that have outstanding reputations of paying all of their users.

There is so much free cash online for those who need it. I hope I taught you some good ways to make money on the internet.

DEPRESSION

What is a depressive disorder?

Depressive disorders have been with mankind since the beginning of recorded history. In the Bible, King David, as well as Job, suffered from this affliction. Hippocrates referred to depression as melancholia, which literally means black bile. Black bile, along with blood, phlegm, and yellow bile were the four humors (fluids) that described the basic medical physiology theory of that time. Depression, also referred to as clinical depression, has been portrayed in literature and the arts for hundreds of years, but what do we mean today when we refer to a depressive disorder? In the 19th century, depression was seen as an inherited weakness of temperament. In the first half of the 20th century, Freud linked the development of depression to guilt and conflict. John Cheever, the author and a modern sufferer of depressive disorder, wrote of conflict and experiences with his parents as influencing his development of depression.

In the 1950s and '60s, depression was divided into two types, endogenous and neurotic. Endogenous means that the depression comes from within the body, perhaps of genetic origin, or comes out of nowhere. Neurotic or reactive depression has a clear environmental precipitating factor, such as the death of a spouse, or other significant loss, such as the loss of a job. In the 1970s and '80s, the focus of attention shifted from the cause of depression to its effects on the afflicted people. That is to say, whatever the cause in a particular case, what are the symptoms and impaired functions that experts can agree make up a depressive disorder? Although there is some argument even today (as in all branches of medicines), most experts agree on the following:

A depressive disorder is a syndrome (group of symptoms) that reflects a sad and/or irritable mood exceeding normal sadness or grief. More specifically, the sadness of depression is characterized by a greater intensity and duration and by more severe symptoms and functional disabilities than is normal.
Depressive signs and symptoms are characterized not only by negative thoughts, moods, and behaviors but also by specific changes in bodily functions (for example, crying spells, body aches, low energy or libido, as well as problems with eating, weight, orsleeping). The functional changes of clinical depression are often called neurovegetative signs. This means that the nervous system changes in the brain cause many physical symptoms that result in diminished participation and a decreased or increased activity level.
Certain people with depressive disorder, especially bipolar depression (manic depression), seem to have an inherited vulnerability to this condition.
Depressive disorders are a huge public-health problem, due to its affecting millions of people. About 10% of adults, up to 8% of teensand 2% of preteen children experience some kind of depressive disorder.

The statistics on the costs due to depression in the United States include huge amounts of direct costs, which are for treatment, and indirect costs, such as lost productivity and absenteeism from work or school.
Adolescents who suffer from depression are at risk for developing and maintaining obesity.
In a major medical study, depression caused significant problems in the functioning of those affected more often than did arthritis,hypertension, chronic lung disease, and diabetes, and in some ways as often as coronary artery disease.
Depression can increase the risks for developing coronary artery disease, HIV, asthma, and many other medical illnesses. Other complications of depression include its tendency to increase the morbidity (illness/negative health effects) and mortality (death) from these and many other medical conditions.
Depression can coexist with virtually every other mental healthillness, aggravating the status of those who suffer the combination of both depression and the other mental illness.
Depression in the elderly tends to be chronic, has a low rate of recovery, and is often undertreated. This is of particular concern given that elderly men, particularly elderly white men have the highest suicide rate.

Depression is usually first identified in a primary-care setting, not in a mental-health practitioner's office. Moreover, it often assumes various disguises, which causes depression to be frequently underdiagnosed.
In spite of clear research evidence and clinical guidelines regarding therapy, depression is often undertreated. Hopefully, this situation can change for the better.
For full recovery from a mood disorder, regardless of whether there is a precipitating factor or it seems to come out of the blue, treatment with medication and/or electroconvulsive therapy (ECT) (see discussion below) and psychotherapy are necessary

Weight Loss

Ayurveda Natural Weight loss Therapy

Our Natural weight loss and Obesity Program is among the most effective natural weight loss programs available in the world. Our program is a combination of years of research and ancient Ayurveda & Yoga therapies.

We make the weight loss experience enjoyable healing for the mind body and spirit! The length of the program ranges from 3-16 weeks and consists of the following components:

1. Udvartana (Herbal Weight loss & Obesity Massage)

This is a specialized ayurveda herbal massage treatment for effective weight reduction. An herbal paste / powder is applied all over the body and deeply massaged with specific movements by two therapists for one hour everyday.
This therapy is very effective in naturally reducing weight. It also helps remove cellulite, revitalizes the sense of touch , gives a good complexion to the skin, removes toxins from the body, and tones the skin & muscles after child birth.
2. Weight loss & Obesity Reduction Yoga

Our weight loss program combines the best ayurveda therapy with weight loss Yoga and Meditation. This special Yoga is taught exclusively to guests who are have registered for weight loss. Special asanas are given to each individual to practice everyday. Remarkable difference can be seen if all the therapies and recommendations are followed. Yoga practice can range from 1-4 hours per day. Yoga & Mediation is highly recommended but not compulsory. Meditation strengthens your mind and helps you in keeping your resolve in losing weight. We make weight loss a most enjoyable process.
3. Special Weight loss diet & Cooking Classes

We make special meals for the weight loss program and many times it is different for each individual to help one achieve natural effective weight loss. Each meal preparation is supervised by the ayurvedic doctor and the manager. Meals are made as much as possible from organic and fresh ingredients. No meal is served more than a few hours after being prepared. Many times just the way of preparation may be different which may not be obvious to the untrained eye. Weight loss is also sometimes a result of unhealthy food combinations and not just the result of quantity or type of food.

In our Ayurveda Cooking Classes we teach you how to make the diet that is served to you at the retreat. This will help you maintain a healthy weight upon your return.

4. Nature Walks and exercise

An integral part of every weight loss program is excercise for those who are physically able. The retreat is located in among the most beautiful natural places in India for walking, hiking and running. There are several nature paths for miles that we take for walks everyday. Join us in exploring nature or find yourself by being one with nature. You will discover various animals , birds and plants that you may have never seen before. Some unique to the region are the bison, the nilgiri tahr, and several species of birds and plants like the nilgiri tea, the nilgiri "tel" tree and others. Welcome to Mother Nature in its glorious splendour.

5. Maintaining Weight after your return

The goal of our program is for you to maintain a normal healthy weight even after you return home and not just for you to lose weight while you are here. We are not a commerical hotel or resort and we genuinely care that you remain healthy. We therefore provide a lifetime support with maintaining your weight loss free of charge! The Doctor is always available by email or phone for your consultation

VOIP

If your telephone bills are burning a gaping hole in your pocket due to long distance calls, it’s time for you to switch to VoIP. Voice over Internet Protocol (VoIP), also referred to as Internet Telephony, is a technology which enables one to make voice calls and send and receive faxes using the broadband Internet connection instead of the conventional virtual phone number line. The main reason behind VoIP technology’s popularity is the cost factor. VoIP enables long distance calls at affordable rates. VoIP allows one to call local, mobile, long distance and international numbers. Business houses, small and large, has benefited immensely by employing VoIP. They sound to be more flexible and enhance savings over time.

How does VoIP work and utility?

VoIP turns the analog audio data into digital data which can be transmitted over the internet. VoIP offers three different ways to make a phone call. They are through ATA or the Analog Telephone Adapter, specialized IP Phones, and the easiest Computer to Computer. One of the simplest ways of using VoIP is through the device called the ATA. This device is an analog to digital converter and allows connecting standard phone to a computer or internet connection and can be used with VoIP. Computer to Computer too is the simplest form of VoIP. Long distance calls can be made through this connection without payment. The requirements are Internet connection enabled by a DSL modem, VoIP software, sound card, microphone and speakers. Free VoIP software can be downloaded from internet easily. Once the software is downloaded and other requirements are met long distance calls can be made. The setup can be modified to suit one’s needs. It is possible to establish connections between Computers and Phones too. The quality of the call and VoIP call recorder depends heavily on the internet connection i.e. if the broadband connection is slow, the call quality will be low.

The other form of VoIP is IP Phones. IP phones are specialized phones which look like normal phones with handset, cradles and buttons. These phones come built in with all the software and hardware capabilities to handle IP calls. They use the RJ 45 cable instead of RJ 11. Some of the built in features of IP Phones are audio conferencing, unified messaging, music on hold, conversion of voice mail into email, call transfer, call forwarding and diverting and interactive voice response. Similarly there are Audio conferencing and Video conferencing systems. The calls between the offices are free because they belong to the same network. It offers undue flexibility for employees since VoIP enables them to work from home. The advent of smart phones has made VoIP more familiar in the mobile platforms too. Skype, Vonage, Yahoo! Messenger, Vopium, Fring etc are applications which enable VoIP in mobile platforms. VoIP service is provided in mobile platforms by leading providers like 3com, Vodafone, Verizon, T mobile etc.

VoIP phones and other equipments are available from Linksys, Cisco, Belkin, Phillips and Panasonic. VoIP enables wireless capabilities too which are being explored further. Vonage, AT&T CallVantage, ViaTalk, are top VoIP software providers. Switching to VoIP might already be ringing in your ears!